Making the Switch to a High-Deductible Health Plan
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Experts predict high-deductible health plans will become the norm rather than the exception over the next 20 years. Here are a few tips for those making a plan switch.
Since their introduction in 2004, millions of Americans have discovered the freedom and security of HSA-qualified HDHPs. Experts predict these plans will become the norm rather than the exception over the next 20 years.
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Video: HSA Plans – The Mysterious High Deductible Health Plan
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Source: Youtube
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Are You Qualified for a Health Savings Account?
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It’s easy to determine if you are qualified for a Health Savings Account (HSA).
You are qualified for an HSA if:
• You are covered by a single or family high-deductible health plan (HDHP).
• You are not covered by any other health plan that provides any of the same benefits as the HDHP.
• You are not enrolled in Medicare.
• You cannot be claimed as a dependent on another person’s tax return.
To enroll in an HSA, you must have a primary U.S. residence as well as a valid Social Security Number.
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